Rethink Life Insurance
Coverage for 2021

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    Life insurance is not easy to think about. For this reason, so many of us put it off. We often think of it as anxiety-inducing, hard to navigate, or even taboo. But here’s the truth:

    It doesn’t have to be.

    What if you were to suddenly pass away? As your family faces the impact of emotional loss, they could also face a financial burden.

    In 2020, employee benefits provider Unum surveyed that approximately 40 percent of American households do not have life insurance. The same study concluded that if the family’s primary wage-earner was to die unexpectedly, 32 percent of individuals in their prime working years would feel the financial impact in just one month.

    The coronavirus pandemic has derailed the way we live forever. But you can protect the safety of your loved ones in 2021 and beyond. The experts at New York Life can help you cover the absence of your income, your funeral costs, and even resolve outstanding debt. Best of all, life insurance doesn’t have to be expensive.

    Who we are.

    For over 175 years, the folks at New York Life have worked to protect families and futures. As an authority in the insurance space, we believe in the importance of human guidance and in genuine relationships built on being there when our people need us most. New York Life is ranked 73 on the Fortune 500 list. Depend on us to help you and your family maintain the lifestyle you’ve worked so hard to achieve.

    Life insurance means value.

    See how easy it is to fit term life insurance into your monthly budget.

    1Monthly recurring premiums for $1 million New York Life Level Premium Convertible Term 10 policy, female, age 30, Select Preferred as of 3/9/2019 and subject to change.
    2www.prosperlyway.com/content/gym-membership-worth-the-cost. 3/16/2018.
    3www.cartacoffee.com. Average monthly cost of one coffe five days per week from a cafe or coffee house as of 2018.
    4Bureau of Labor Statistics, 2018.
    5S&P Global Market Intelligence, 2017.

    How to choose a life insurance policy.

    Life insurance can play an important role in your financial security at any stage of life. There are many options to choose from when deciding what kind of life insurance you need, depending on if you’re looking for a term policy or whole life. Factors such as age and personal situation will often dictate the type of coverage that’s needed, as well as how much you can afford.

    Maria Bruscianelli

    New York Life Insurance Company
    Partner, new Jersey General Office

    379 Thornall Street 8th Floor, Edison, NJ 08837
    908-347-4228 | mbruscianell@newyorklife.com
    www.newyorklife.com

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